Marriage is a significant life event that brings not only emotional but also legal benefits. As you prepare to say “I do,” it’s essential to understand the legal advantages that come with being a married couple. From financial perks to legal protections, here are 14 legal benefits of getting married.
Married couples have the option to file joint tax returns, which can lead to lower tax rates and higher deductions. In many cases, this can result in significant tax savings.
Social Security Benefits
Married partners may be eligible to receive Social Security benefits based on their spouse’s earnings. This can be especially advantageous if one partner has a higher income than the other.
Marriage allows couples to share and inherit retirement accounts, such as IRAs and 401(k)s. This can provide financial security for both partners in their golden years.
Estate and Inheritance Rights
Married couples have legal rights to inherit property and assets from their spouse without the need for a will. This can make estate planning more straightforward and ensure that your partner is protected financially.
Medical Decision-Making Rights
If your spouse becomes incapacitated, you have the legal right to make medical decisions on their behalf. This can provide peace of mind knowing that your partner’s health and well-being are in trusted hands.
Family and Medical Leave
Married employees can take up to 12 weeks of unpaid leave per year to care for a spouse with a serious health condition under the Family and Medical Leave Act (FMLA). This ensures that you have the time and job protection to support your partner in times of need.
Health Insurance Benefits
Many employers offer health insurance benefits for spouses, which can save couples money on insurance premiums and provide access to better coverage.
If your spouse is a foreign national, marriage can help them obtain a green card or citizenship, making it easier for you to live and work together in the United States.
Legal Protection in Divorce
Marriage provides legal protections in the event of divorce, including the division of property, spousal support, and child custody arrangements.
Marriage grants both partners equal legal rights to their children, including custody and decision-making authority. This can be crucial in ensuring the well-being and stability of your family.
In the event of your spouse’s death, you may be entitled to survivor benefits, such as life insurance payouts and Social Security survivor benefits, to help provide financial stability.
Access to Family Court
Marriage grants you access to family court, which can help resolve disputes and enforce legal rights related to your family and children.
Name Change Rights
Marriage makes it easier for one or both spouses to legally change their last name without going through a separate legal process.
Hospital Visitation Rights
As a spouse, you have the legal right to visit your partner in the hospital and be included in their care. This ensures that you can support your partner in times of illness or injury.
Understanding the legal benefits of marriage can help you and your partner make informed decisions about your future together. These benefits provide financial security, legal protections, and emotional support for married couples. As you plan your wedding and life together, it’s essential to consider the legal advantages of marriage and how they can contribute to a strong and lasting partnership.